Press & Media
Everything you need to cover RetireSmartIRA
Boilerplate, founder bio, downloadable assets, and quick facts — for journalists, bloggers, podcasters, and content creators. Need something not here? Email john@retiresmartira.com.
Quick facts
App name
RetireSmartIRA
Current version
1.9.0 (released June 21, 2026)
Platforms
iPhone (iOS 18+), iPad (iPadOS 18+), Mac (macOS 15+)
Price
Free to download
Company
Alamo Ventures Group LLC
Press contact
john@retiresmartira.com
By the numbers
Concrete figures journalists can cite without us sharing proprietary download data. For how we source and verify this data, see Accuracy & Tax Data.
50
states
Full state tax engine
2026
IRS limits
Current tax year
7
tax mechanics
Roth · RMD · QCD · IRMAA · ACA · NIIT · SALT
1,271
tests
Engineering rigor
Boilerplate (copy-paste ready)
Short — 1 sentence
RetireSmartIRA is a native iPhone, iPad, and Mac app that helps retirees and pre-retirees make this year's tax decisions — Roth conversions, RMDs, IRMAA, ACA cliffs, Social Security claiming, and charitable timing — with full visibility into what each one costs.
Long — 1 paragraph
RetireSmartIRA is a native iPhone, iPad, and Mac app built for retirees and pre-retirees who want to understand the annual tax decisions that shape their long-term wealth. While most retirement planning tools answer "Can I retire?", RetireSmartIRA answers "What should I do this year?" — modeling Roth conversions, IRA withdrawals, Medicare IRMAA tiers, ACA subsidy cliffs, Social Security claiming, RMDs, QCDs, and charitable timing in one integrated engine. The app reflects every interaction (state tax, NIIT, SALT cap, surviving-spouse bracket) in real time so users can see what each decision actually costs across federal tax, state tax, and Medicare premiums. RetireSmartIRA stores all financial data on-device — no cloud accounts, no data harvesting. The app was built by John Urban, co-founder of GTNexus (now InforNexus), trusted by the world's largest global supply chains.
Story angles to explore
Five framings the app naturally supports. Take any of them and run — happy to provide modeled scenarios, screenshots, or expert commentary to fill out the piece.
The ACA cliff in 2026: what crossing it actually costs early retirees
Pre-Medicare retirees on ACA exchanges face a hard subsidy cliff once MAGI crosses 400% FPL. The app models the exact dollar impact of one extra Roth dollar pushing a household over the edge — often four-figure repayment shocks people don't see coming.
The widow's penalty: the bracket cliff most retirees don't see coming
When one spouse dies, the surviving spouse moves from married-filing-jointly to single brackets the very next year — often paying dramatically more tax on the same income. The app's Surviving Spouse mode makes this visible during planning, not after.
The RSU/NQDC unwind window before Medicare
Late-career executives often have a 2–5 year window between retirement and Medicare where deferred compensation, RSU vesting, and Roth conversions all compete for the same low-bracket runway. The app shows how to sequence them to avoid IRMAA and capital-gains-rate jumps.
"Can I retire?" is the wrong question after 55
Traditional retirement tools optimize the 30-year ending balance. But once you've cleared the math on whether you can retire, the real question becomes: what should I do this year? RetireSmartIRA is built for the second question — the one nobody else answers.
Why on-device data matters in retirement planning
Cloud-based planning tools require uploading complete financial pictures — income, assets, account balances — to third-party servers. RetireSmartIRA stores everything on the user's device. Worth a piece on the privacy implications of the dominant SaaS model in fintech.
Founder
John Urban
Founder, RetireSmartIRA
LinkedIn profileJohn Urban is the founder of RetireSmartIRA. He was co-founder of GTNexus (now InforNexus), trusted by the world's largest global supply chains. Two decades of building mission-critical enterprise software taught him that the hardest problems are the ones where a dozen variables interact in non-obvious ways.
He built RetireSmartIRA after years of managing his own retirement tax planning on spreadsheets and the backs of napkins — every December figuring out this year's Roth conversion, this year's charitable gift, this year's estimated taxes. The existing retirement tools showed him a 30-year picture, but not the annual decisions that actually shape it.
Downloadable assets
All assets are licensed for editorial / press use. Please credit RetireSmartIRA / Alamo Ventures Group LLC.
Complete press kit
33 marketing screenshots (iPad / iPhone / Mac) + app icon + founder headshot + README. ZIP, ~23 MB.
App icon
1024×1024 PNG, transparent corners, ready for App Store / feature article use.
Live screenshots
Want to see the app in context? The full landing page showcase has 11 interactive screens across all three platforms, click-to-enlarge.
Reviews you can quote
Verified App Store reviews. Quote freely, please attribute.
“Tools like Boldin help with long-term retirement planning, but leave a hole when trying to see the impact of competing financial decisions for a single year. RetireSmartIRA uses sliders and graphs to show benefits and tradeoffs of different contributions, conversions, and withdrawals.”
“It even helped identify a flaw in a homemade spreadsheet I had made for the same questions.”
“Gave me insights and guidance I would not have clued into anywhere else. Best tool I have in the toolbox for retirement planning.”
Want more? Read all reviews on the App Store →
Press inquiries
Interview requests, fact-checks, custom screenshots, or anything else you need.
john@retiresmartira.comSubject line “Media inquiry” routes to John directly. Response within 24 hours.